Clients often don’t understand the relationship between ordinary and capital incomes, leading to potentially significant tax inefficiency in their tax strategy.

We can provide tax alpha and quickly identify sub-optimal situations, showing you how to make decisions in the most tax-efficient way. You do not need to understand taxes; we take out the complicated interactions between the difference in the tax provisions and different types of income.

·         We calculate a client’s effective marginal rate, identifying dangerous points where just one additional a dollar of income can push clients into much higher effective marginal rates.

With its easy-to-understand Tax Map graphic illustration, We help clients visualize the new tax landscape and make better decisions about which income streams to use at which points in retirement.